Archive for the ‘Money/Finances’ Category

TV   “So long, farewell…goodbye!”  That is the song we are singing to our cable T.V.  On our journey to be debt free we are looking for every possible way to cut back and get extra money to knock out our debt.  We talked about the things we could do without and T.V. crossed our conversation but we quickly dismissed it as something we couldn’t do without.  I mean how ever would we keep up with the news & weather…  But we are so serious about our goal that we decided to cancel cable.  So yesterday hubby made the call to TWC and returned our DVR box (oh, how I will miss thee…).  When we first got married we didn’t have cable and we did just fine.  We watched movies every now & then but mostly we just….are you ready for this…we talked and read books – gasp!  LOL!  Getting rid of the T.V. has actually made me really excited.  I am looking forward to reading more, talking more and discovering others ways to have fun at home besides zoning out in front of the tube.  And it brings a beautiful silence over the house…the birds are chirping & singing, Judah is laughing, music is playing.  Pure simplicity!

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     “Live like no one else lives so you can live like no one else lives.”

A hot topic around our house and in our life has been how to be better stewards of our finances. We are on a mission to be completely debt free – that means our loans, cars and house all paid off.  Now that’s a pretty hefty mission!  But it is something that my hubby and I both feel is where God is taking us.  The Bible speaks a lot on finances and it never once says it’s good to be in debt – any kind of debt.  It actually calls us to be free of debt so that we can be generous with our lives.  As we are venturing towards our goals we are doing everything we can to equip ourselves so that we do not give up.  One of the things we have been doing is attending a Dave Ramsey Financial Peace University course.  Hubby has read a few books by him and listens faithfully to him on the radio and online, but to make this goal a doable reality we decided to take the course together.  The information we are receiving is a call to action – action with Gazelle Intensity to be exact.

The quote, “Live like no one else lives so you can live like no one else lives”  has been repeated over and over and is really beginning to sink into my heart.  You can even change it up a little and apply it whatever situation, for example, “work like no one else works so you can work like no one else works.”  In our culture not many people live unlike the culture all around us.  The media constantly shows us what they want us to think, believe, feel and do and no one thinks twice.  Therefore, what the media portrays is becoming the norm.

God has something to say about that in Romans 12:1-3 (message)                                                          “So here’s what I want you to do, God helping you: Take your everyday, ordinary life—your sleeping, eating, going-to-work, and walking-around life—and place it before God as an offering. Embracing what God does for you is the best thing you can do for him. Don’t become so well-adjusted to your culture that you fit into it without even thinking. Instead, fix your attention on God. You’ll be changed from the inside out. Readily recognize what he wants from you, and quickly respond to it. Unlike the culture around you, always dragging you down to its level of immaturity, God brings the best out of you, develops well-formed maturity in you.”

This is not an easy task, but my family wants to live this out – basically we’re going to Live Abnormally.  I’ll be posting periodically about how our journey is going and what we’re doing differently.  But here are a few things to get it going…

–       Not eating out (this is hard for ME, the kitchen dweller in training)

–       Not buying anything besides groceries & some toiletries

–       Selling whatever we don’t need and haven’t used (Ouch, but what if…)

–       Learning to be resourceful to keep from spending money needlessly

–       Putting whatever extra money we have towards our debts

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